society simply can’t work otherwise than by creating artificial
needs and funding them through extensive credit. The 2008 subprime
credit bubble caused the 2010 sovereign debt crisis, which
in turn the
inflated role of government and of the tax system. As the financial
crisis and the sovereign debt
crisis unfolded, it became
obvious that financial markets were heading to a potential new crash, and that citizens needed safe haven investments to protect their assets.
estate outperforms stocks and bonds over the long term and is less
volatile than commodities and
financial market investments. Gold is of course an attractive
option, but still is of no practical use.
real estate market in the Mediterranean has been hit by the recent
financial and sovereign debt crises. For example, prices in
Malta increased by 70% between 2000 and 2007 before falling by
20% between 2008 and 2011, then began to increase again. This
creates interesting investment opportunities.
This market is all the more promising for investors as overall and
real estate prices are
significantly lower than those in Europe, for a quality of the
construction and finishing that is comparable, while quality of
life is much superior to the one of the major European countries.
addition, the tax environment is favorable. For example, VAT in
Cyprus is only 5% of the purchase of a first home or a primary
Here are some reasons why capital owners should invest in these
markets offer more stability for investors
than larger markets such as Greece and Spain, which are
affected by strikes and social unrest.
prices are lower than in the South of France or Italy.
These countries have democratic political systems, unlike those of
the southern shores of the Mediterranean.
are members of the European Union, while offering attractive
Eastern European low-cost countries such as Romania and Bulgaria, they
are not affected by chronic corruption and speculation.
countries are safe, with rates of delinquency and crime that are
particularly low in international comparison.
air, ground and sea transport infrastructure is excellent.
In these former British dominions, communication in English is
not a problem.
- The healthcare system too is excellent.
education system offers international curricula.
countries are active throughout the year.
for the climate, it is influenced by the sea, and is typical of the
Mediterranean with hot, dry summers and mild winters. The average
summer temperature can reach 31°C (88°F) or more, and it allows
beach activities and yachting until November.
wide variety of properties is available on the market. The traditional house – which can be very modern inside - is
an option, be it urban or rural. Given the short distances, it is
possible to live in a village without being isolated. New and modern
buildings, luxury villas, apartments in a marina... are other
How can an international investor buy property in Malta or Cyprus?
TSCF analyses in detail the investor’s needs, including their
tastes, aspirations, plans, and budget. We perform an in-depth
search, both remotely and on the spot, to identify 4 to 5 profitable
investment opportunities. This range of options is then submitted to
the investor for decision. Our research identifies all key aspects
of the properties involved, such as their functional and structural
characteristics, the characteristics of the environment and
surrounding land, of the transportation system, supply system, local
culture and climate, and the legal and tax conditions. TSCF performs
a preliminary legal review, so as to identify beforehand all the
terms and conditions and to ensure the legal security of the
operation, and we draw up the legal acts required.
This is an all-inclusive, tailor-made service that allows investors
to come into possession of the property of their dreams in optimal